.tips-banner {
  background: linear-gradient(135deg, rgba(15,61,145,0.9), rgba(15,61,145,0.8)), url('/assets/banners/tips-banner.jpg');
  background-size: cover;
  background-position: center;
  color: white;
  padding: 80px 0;
  text-align: center;
}
.tips-banner h1 {
  font-size: 2.5rem;
  margin-bottom: 16px;
}
.tips-banner p {
  font-size: 1.2rem;
  opacity: 0.9;
}

.tips-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 30px;
}
.tip-card {
  background: var(--white);
  border-radius: 20px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}
.tip-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}
.tip-img {
  height: 200px;
  background: var(--light-gray);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 64px;
  color: var(--deep-blue);
}
.tip-content {
  padding: 24px;
}
.tip-content h3 {
  font-size: 1.4rem;
  margin-bottom: 12px;
  color: var(--deep-blue);
}
body.dark .tip-content h3 {
  color: var(--bright-orange);
}
.tip-content p {
  line-height: 1.6;
  margin-bottom: 16px;
}
.tip-meta {
  font-size: 0.85rem;
  color: #666;
  border-top: 1px solid #eee;
  padding-top: 12px;
  margin-top: 12px;
}
body.dark .tip-meta {
  color: #aaa;
  border-top-color: #333;
}

.cta-section {
  text-align: center;
  background: var(--deep-blue);
  color: white;
  border-radius: 48px;
  margin-bottom: 60px;
}
.cta-section h2 {
  color: white;
  margin-bottom: 16px;
}
.cta-section .btn-primary {
  background: var(--bright-orange);
  color: white;
}
.cta-section .btn-primary:hover {
  background: #e06e00;
}

@media (max-width: 768px) {
  .tips-banner h1 { font-size: 1.8rem; }
}